Here’s our story. We look forward to hearing yours.

At Financial Dynamics, our sole focus is YOU.

Our Team

Isaac W. Wright, ChFC®
President, Author, Financial Commentator


Isaac Wright is a comprehensive financial planner with a focus on retirement planning and asset preservation for families and retirees. He is well recognized in the community and has been assisting families and retirees reach their financial, retirement, and estate planning goals for over 18 years. He has built a reputation with his colleagues and clients as a problem solver while providing exceptional customer service.  Isaac upholds a fiduciary standard of advice having completed his Series 65.

Using an education based approach to planning, Isaac is a frequent, sought after public speaker and has been invited to be the keynote speaker with many groups focused on retirement, estate, and long term care concerns facing families and retirees today.

Isaac is the author of “Navigate Your Way To A Secure Retirement”. He also has appeared on television and other media outlets including CBS, WRVA, The Richmond Times Dispatch and other publications discussing the importance of planning for a successful retirement.

Isaac has been awarded numerous industry accomplishments and among his peers, he has been a member and contributor to several mentoring and private coaching groups including Ed Slott’s Elite IRA group. Isaac is a graduate of Virginia Commonwealth University and is a lifelong resident of the Richmond area. He enjoys spending time with his family, playing golf, and exercising at the gym.


Richard W. Mallory, Sr., Founder

Richard founded Financial Dynamics and Associates, Inc. after experiencing the loss of his family in a boating accident. “As estate administrator, I had to educate myself to properly manage all the financial complexities of this situation at a very emotional time. In going through this experience, I found this industry was in great need of trustworthy, caring and knowledgeable professionals. Since 1988 I have dedicated my life to this cause. With over 25 years of experience, Richard is “someone who is committed to having open and honest conversations with families in need of trusted advice” says Isaac. Based on his personal and professional background, he is also well qualified to ensure families are guided to the right professional or staff member.


Ricky Lafon, MBA, RICP®
Advisor, Retirement Planner

Ricky Lafon serves as a financial, insurance, and retirement professional here at Financial Dynamics. He has been helping families build a strong, transitional bridge from working to retirement for over 10 years. His track record includes mentoring small business owners and helping other professionals in the insurance and financial industry. Ricky completed his MBA at Liberty University and holds himself to a fiduciary standard having completed the Series 65 exam.  He utilizes his education, experience, and problem solving skills to bring value to the families working with Financial Dynamics.

Ricky is a lifelong resident of Virginia. He was born in Lynchburg and moved to the greater Richmond area in 2005. Ricky is a dedicated volunteer at his church through their community and leadership development programs. He is married to his beautiful wife Katie and has two boys, Aaron and Jadon.


Julie Thompson, RICP® 
Advisor, Retirement Planner

Julie Thompson is a licensed financial and insurance professional.  Having completed her Series 65, she upholds a fiduciary standard when providing advice to our clients here at FDAA. Her specialty is the development, execution, and maintenance of retirement plans for our clients here at Financial Dynamics. Julie’s purpose is to increase the value our clients receive, build life lasting relationships, and help families align their retirement goals with their personal values. Julie understands the time constraints that our clients face balancing life, work, and family. The result often means that families have very little time to devote to their financial house. She is purpose driven and delivers customer service as a matter of priority in today’s fast paced world.

As a Retirement Income Certified Professional®, or RICP®, Julie has completed training that focuses on transitioning from asset accumulation to creating a sustainable livelihood for clients in retirement. Julie also has provided worksite advice to employees of large, local companies and has worked with firms such as New York Life, Unum, and Allstate in her 20 + year career. Julie is a graduate of Virginia Commonwealth University. In her free time, you will find her at the gym, painting, and mastering her now love of photography.


Tina Luckey, Lead Paraplanner

Tina joined our firm several years ago with a truly unique skill set to help families here at Financial Dynamics. Tina provides retirement planning support and takes a proactive role in developing deeper relationships with the families that we serve. Tina works directly with Isaac to help clients accomplish and maintain their financial and retirement goals. Prior to joining Financial Dynamics & Associates, Inc. , Tina handled all aspects of office and relationship management with her previous places of employment. This included customer service, purchasing and accounting. She was also a District Manager for a large retail chain where she implemented progressive and innovative training programs for managers and associates in order to excel in client relations. Her personal experience in caring for her mother, who suffered from Alzheimer’s disease the last few years of her life, fueled a passion in her to educate and assist families in need of trusted advice. Tina loves spending time with her friends and her three dogs.


Adam Hall, Paraplanner

Adam joins Financial Dynamics as a Para planner and acts as a liaison between our advisory staff and clients here at FDAA.  Adam provides additional support and “readiness” for client meetings and overall relationship management. Adam graduated from The University of Alabama, and has dual degrees in Finance and Spanish.  Prior to joining Financial Dynamics, Adam lived in Santa Rosa Beach, Florida where he worked for an investment/vacation property management firm.   In his spare time, Adam enjoys training dogs, community organizing, and practicing Spanish...preferably with chips and salsa.  Adam and his wife enjoy Richmond and can often be found walking the area parks with their two Brussels Griffons, Gus and Moses.


Maria Hickman, Operations Manager & Client Services

Maria brings more than 25 years of client and customer service experience to Financial Dynamics & Associates, Inc. team. As our “go-to” supervisor for over 10 years, Maria acts to oversee the day to day operations of our firm while maintaining up to date reporting for the staff and clients. In addition, she really takes responsibility for keeping the office running smoothly and always is looking to improve our processes. Many of our long term clients have expressed heartfelt gratitude for her willingness to listen along with her assistance to handle any service requests that need to be addressed.


Jan Ferguson, Marketing Director

Jan brings years of customer service and marketing experience to Financial Dynamics & Associates, Inc. As our Marketing Director, Jan coordinates all our outreach programs, speaking engagements, and client events. Jan is a graduate of Radford University with a Bachelors of Science in Business Administration. You will always recognize her by her outgoing personality and her drive to put together enjoyable and informative functions for our company. She likes spending time with her family at Kerr Lake, scrapbooking and playing softball.


Vicky Dowell, Client Services & Case Support

Vicky originally came to Financial Dynamics & Associates, Inc. as a client. She previously worked as a supervisor in the Chesterfield court system and joined our staff several years ago. During this time, she has become a vital part of our administrative team. “Vicky’s ability to multitask along with her positive personality is what really makes her special” said Isaac. She provides assistance with meeting preparation, case development, and maintaining relationships with our clients here at Financial Dynamics. In her spare time, she enjoys salt water fishing and horseback riding.


Sandy DuBose, Client Relations Support

Sandy joined our team here at Financial Dynamics as someone truly driven by her passion to help others. After working with students in Chesterfield County for almost a decade, she decided to bring her love of helping others as well as her organizational skills to our firm. “Managing the relationships of families and professionals we work with on a daily basis is essential to providing a positive experience to those who need our help” said Sandy. As a resident of Richmond for the past 17 years, Sandy enjoys reading, gardening, and taking in the culture of our city with her husband, 3 children and 2 grandchildren.


Marianne Samuel, Client Services & Case Support

Marianne brings over 20 years in customer service and enjoys helping others. Her role here at Financial Dynamics is running the front office. She and her husband have been residents of Chester for 25 years and have two boys and one grandson. She enjoys time with family at Bugs Island (Kerr Lake), going to Ocracoke Island, NC, painting and gardening.
 

 


Jeri Pase, Administrative Assistant

Jeri began her relationship here at Financial Dynamics as a client after her husband passed away.  Her kind and generous spirit was a great fit when our front desk position became available.  Professionally, Jeri was used to a fast paced environment after spending years as a Professional Assistant for attorneys and legal firms.  Her main role as front office administrator is fast paced and fulfilled a desire for Jeri to work closer to home. 
Jeri grew up in Ohio, but has been a resident of Chesterfield County since 1988.  She enjoys traveling, gardening and is very involved at her church.  You may even catch her throwing an occasional tea or birthday party in her free time.  She looks forward to welcoming you when visiting our office!


A True Team Approach

People are tired of having multiple advisors and professionals who do not communicate. With this in mind, we can arrange additional professionals (attorneys, accountants, and caregivers) to meet if necessary in the future. After your complementary consultation, we can help as a liaison and save much needed time to bring a complete team to the table here at our office if needed. We also can act as your personal CFO to discuss if or when other professionals are needed to help save time and money. We are committed to bringing value to you from day one.

We Serve These Communities and Their Surrounding Areas

Richmond, Virginia
Chesterfield, Virginia
Midlothian, Virginia
Mechanicsville, Virginia
Henrico, Virginia
Our Mission Is To Educate and Develop Relationships With Individuals and Families Who Are Concerned About Financial and Estate Protection During Retirement
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