Fixed Index Annuities in Richmond

Now is the time to start preparing for the future and improving your future security. One option that can help achieve this goal is a fixed index annuity.

At Financial Dynamics, you can find out more about fixed index annuities from our experienced financial professionals. We are committed to helping people in the Richmond area with securing their financial future.

What Are Fixed Index Annuities?

There are differences, both large and small, between fixed index annuities and other investment options. But in the end, they all have similar goals: to ensure financial security for you and/or your family.

First, a little about annuities in general. Basically, there are four types of annuities: fixed, variable, immediate, and fixed index. They all share certain characteristics. All annuities are a contract between a financial institution and an individual. The individual agrees to make premium payments, which the financial institution will return (with interest) in a lump sum or as incremental payments. Any money placed into an annuity is tax deferred.

So how do fixed index annuities differ from other annuities? Fixed index annuities are linked to a financial index, e.g. the S&P 500. People often choose this type of investment because there is the ability to make a stronger return than other options. Many investments offer little more than to return your premium and a small amount of interest. On the other hand, fixed index annuities let you experience the benefits of a higher interest rate without leaving you exposed to major stock market risks.

Contact Financial Dynamics

Ready to learn more about fixed annuities in Richmond? Please call our office today.



We Serve These Communities and Their Surrounding Areas

Richmond, Virginia
Chesterfield, Virginia
Midlothian, Virginia
Mechanicsville, Virginia
Henrico, Virginia
*Investment Advisory Services offered through Global Financial Private Capital, LLC, an SEC Registered Investment Advisor.

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