For the past decade, the U.S. stock market has been on a bull run, with stock prices trending up and indexes such as the Dow Jones Industrial Average and the S&P 500 reaching all-time highs. However, markets naturally operate in cycles, with some periods of growth and some periods of market downturns. Thus, at some…
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Saving for retirement and figuring out a long-term financial plan can be challenging, but you may find it significantly easier to reach your financial goals when you have a solid road map to follow. That means more than just picking out investments with a financial planner. Getting on the right path also means adopting the…
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While there are dozens of factors to consider when building your retirement plan, our team of financial advisors in Chesterfield, VA, have put together this checklist of the top 10 items to review so that you can feel more confident with your plan. By reviewing these factors and identifying areas for improvement, you can…
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Although you may implicitly know some of the best practices for retirement planning, investors too often go against commonsense decisions and make mistakes that hurt their retirement savings. Part of the reason why people go against common sense is that they lack a solid financial plan that allows them to stay on course through…
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Virginia native serves as an advisor and retirement planner at our Midlothian advisory firm. MIDLOTHIAN, Virginia—Financial Dynamics & Associates, Inc. announced today that Kevin Buenvenida recently joined the advisory firm as an advisor and retirement planner. “We are thrilled to have Kevin join our firm,” said Isaac Wright, Financial Dynamics’ president. “He brings not only…
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Building up your retirement savings is only half the battle; once you reach retirement, figuring out how much you can withdraw without running out of money is the other half. It’s a calculation that can be difficult for many retirees to figure out on their own. To simplify matters, many retirees follow a rule of…
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As you think about retirement planning, it’s important to realize that the definition of retirement continues to change and doesn’t have to be limited to a life of watching TV and a lack of work. In fact, many people want to stay dynamic and work in some capacity in retirement, even if they don’t need…
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