What We Offer
At Financial Dynamics & Associates Inc., we believe that everyone should be able to live the life they envision. Based in Midlothian, Virginia, we partner with clients in Chesterfield County, the surrounding Richmond metro area and beyond to build a comprehensive financial plan that helps clients feel confident about their direction.
We will not pigeonhole your plan into a “one-size-fits-all” template. Instead, we will take the time to discuss your vision for the future — your idea of a perfect day. Then we will build a personalized plan designed to help you live that vision.
Your plan will comprehensively address your financial picture. This includes retirement, investments, tax, insurance and estate goals. We can then provide ongoing support to manage and monitor your plan, freeing you to focus on living your life.
Our Complete Planning Review
We created the Complete Planning Review (CPR) process to help you make informed decisions about your financial future without feeling overwhelmed or pressured.
Our process takes a true team approach:
Having peace of mind with your financial health.
"Protecting Your Family"
- Beneficiary review
- Legal documents
- Wealth transfer to match your values and goals
Investment Cents Review
"Growing Your Number"
- Discussion of what makes "cents"
- Understanding your risk and fees
- Insurance needs for protection
- Emphasis on overall value
Foundation Income Planning
"Knowing Your Number"
A conservative approach to building personal pension (income, expenses, lifestyle changes, taxes, etc.)
Our Investment Philosophy
Like everything we do at Financial Dynamics & Associates, we build your investment portfolio to help achieve your life goals. We’re less interested in how your returns stack up against some arbitrary index than we are in how well your returns help you achieve your desired lifestyle. Your tolerance for risk is also important to us, and we will work with you to select investments depending on whether your goals are for preservation or growth.
As your financial partner, we will help monitor your investment plan and make adjustments when necessary. You can count on us to establish a proactive agenda to make sure both your financial plan and investment portfolio are on track, adapting both as your life changes.
We strive for transparency in everything we do, including our fee structure. As a fee-based firm, we make sure you will always know what you are paying for. We believe in adding value each step of the way. During our first visit together (Envision Meeting), we can usually narrow down any costs or savings to work with us for upfront planning along with ongoing relationship / investment management as well.
Ready to Take The Next Step?
For more information about our comprehensive financial planning and investment management services, schedule a complimentary call today or register to attend an event.